Overview of Available Plans

Lhoist North America’s 2027 benefits guide offers a range of medical, pharmacy, spending account, dental, vision, retirement, supplemental health, and other employee programs to support overall wellbeing.

Choosing the Right Plan

Your Benefits at a Glance

Benefit	Plan	Carrier
Medical	PPO	Blue Cross Blue Shield of Texas (BCBSTX)
Medical	HDHP	Blue Cross Blue Shield of Texas (BCBSTX)
Dental	PPO	Delta Dental
Vision	Enhanced Advantage Base Plan	VSP
Vision	Enhanced Advantage Buy-Up Plan	VSP

Medical

Plan: PPO
Carrier: Blue Cross Blue Shield of Texas (BCBSTX)

Medical

Plan: HDHP
Carrier: Blue Cross Blue Shield of Texas (BCBSTX)

Dental

Plan: PPO
Carrier: Delta Dental

Vision

Plan: Enhanced Advantage Base Plan
Carrier: VSP

Vision

Plan: Enhanced Advantage Buy-Up Plan
Carrier: VSP

Medical Premiums - Biweekly Contributions

Plan	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Family
PPO	$94.07	$174.80	$147.89	$248.65
HDHP	$79.05	$142.97	$120.88	$199.15

PPO

Employee Only: $94.07
Employee + Spouse: $174.80
Employee + Child(ren): $147.89
Employee + Family: $248.65

HDHP

Employee Only: $79.05
Employee + Spouse: $142.97
Employee + Child(ren): $120.88
Employee + Family: $199.15

Dental Premiums - Biweekly contributions

Plan	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Family
PPO	$3.52	$7.43	$6.02	$11.04

PPO

Employee Only: $3.52
Employee + Spouse: $7.43
Employee + Child(ren): $6.02
Employee + Family: $11.04

Vision Premiums - Biweekly contributions

Plan	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Family
Enhanced Advantage Base Plan	$0.97	$1.95	$2.09	$3.34
Enhanced Advantage Buy-Up Plan	$2.14	$3.73	$3.99	$6.37

Enhanced Advantage Base Plan

Employee Only: $0.97
Employee + Spouse: $1.95
Employee + Child(ren): $2.09
Employee + Family: $3.34

Enhanced Advantage Buy-Up Plan

Employee Only: $2.14
Employee + Spouse: $3.73
Employee + Child(ren): $3.99
Employee + Family: $6.37