Vision Benefits
Lhoist North America provides VSP vision coverage through Enhanced Advantage Base and Buy-Up plans, with biweekly pre-tax premiums, in-network and out-of-network benefits, and VSP LightCare availability.
Vision Benefits
Premiums - Biweekly contributions
| Coverage Tier | Enhanced Advantage Base Plan | Enhanced Advantage Buy-Up Plan |
|---|---|---|
| Employee Only | $0.97 | $2.14 |
| Employee + Spouse | $1.95 | $3.73 |
| Employee + Child(ren) | $2.09 | $3.99 |
| Employee + Family | $3.34 | $6.37 |
Employee Only
- Enhanced Advantage Base Plan
- $0.97
- Enhanced Advantage Buy-Up Plan
- $2.14
Employee + Spouse
- Enhanced Advantage Base Plan
- $1.95
- Enhanced Advantage Buy-Up Plan
- $3.73
Employee + Child(ren)
- Enhanced Advantage Base Plan
- $2.09
- Enhanced Advantage Buy-Up Plan
- $3.99
Employee + Family
- Enhanced Advantage Base Plan
- $3.34
- Enhanced Advantage Buy-Up Plan
- $6.37
Benefit Frequency
| Service | Base | Buy-Up |
|---|---|---|
| Exams | Calendar year | Calendar year |
| Lenses | Calendar year | Calendar year |
| Frames | Calendar year | Calendar year |
| Contacts* | Calendar year | Calendar year |
Exams
- Base
- Calendar year
- Buy-Up
- Calendar year
Lenses
- Base
- Calendar year
- Buy-Up
- Calendar year
Frames
- Base
- Calendar year
- Buy-Up
- Calendar year
Contacts*
- Base
- Calendar year
- Buy-Up
- Calendar year
- * After deductible
Coverage Detail
| Service | Base In-Network | Base Out-of-Network | Buy-Up In-Network | Buy-Up Out-of-Network |
|---|---|---|---|---|
| Exams | $10 | Up to $50 | $10 | Up to $50 |
| Lenses | $10 | Up to $50 | $10 | Up to $50 |
| Lenses - Bifocal | Up to $75 | Up to $75 | $10 | Up to $75 |
| Lenses - Trifocal | Up to $100 | Up to $100 | $10 | Up to $100 |
| Lenses - Progressive** | Up to $75 | Up to $75 | $50 | Up to $75 |
| Frames | $150 allowance, 20% off balance | Up to $70 | $150 allowance, 20% off balance | Up to $70 |
| Contacts* | $150 allowance for contacts; 15% off contact lens exam, not to exceed $60 | Up to $105 | $150 allowance for contacts; 15% off contact lens exam, not to exceed $60 | Up to $105 |
Exams
- Base In-Network
- $10
- Base Out-of-Network
- Up to $50
- Buy-Up In-Network
- $10
- Buy-Up Out-of-Network
- Up to $50
Lenses
- Base In-Network
- $10
- Base Out-of-Network
- Up to $50
- Buy-Up In-Network
- $10
- Buy-Up Out-of-Network
- Up to $50
Lenses - Bifocal
- Base In-Network
- Up to $75
- Base Out-of-Network
- Up to $75
- Buy-Up In-Network
- $10
- Buy-Up Out-of-Network
- Up to $75
Lenses - Trifocal
- Base In-Network
- Up to $100
- Base Out-of-Network
- Up to $100
- Buy-Up In-Network
- $10
- Buy-Up Out-of-Network
- Up to $100
Lenses - Progressive**
- Base In-Network
- Up to $75
- Base Out-of-Network
- Up to $75
- Buy-Up In-Network
- $50
- Buy-Up Out-of-Network
- Up to $75
Frames
- Base In-Network
- $150 allowance, 20% off balance
- Base Out-of-Network
- Up to $70
- Buy-Up In-Network
- $150 allowance, 20% off balance
- Buy-Up Out-of-Network
- Up to $70
Contacts*
- Base In-Network
- $150 allowance for contacts; 15% off contact lens exam, not to exceed $60
- Base Out-of-Network
- Up to $105
- Buy-Up In-Network
- $150 allowance for contacts; 15% off contact lens exam, not to exceed $60
- Buy-Up Out-of-Network
- Up to $105
- *Fitting and Evaluation fee applied to contact lens allowance
- **Enhanced Advantage Base Plan covers Standard Progressive lenses only. Enhanced Advantage Buy-Up Plan covers all Progressive lenses.
Important Notes
- VSP LightCare is available for both Enhanced Advantage Plans.
- With VSP LightCare, you can use your frame and lens benefit to get non-prescription eyewear from your VSP network doctor.
- Each covered member receives an additional pair of eyewear per year.
- This means two frames, two contacts, OR one frame and one contacts.
- Early detection of vision conditions like diabetic retinopathy leads to more effective treatment and cost savings.